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Travel Insured Offers New Job Loss Plans

March 6, 2009 By: George Dooley


Travel Insured International, a major insurance provider to the industry, became the first travel insurance provider to expand Job Loss Protection for trip cancellation across its entire Worldwide Trip Protector line of products. This feature is included in its Cancel for Work Reasons option and covers insured’s terminated from employment after only one year on the job. The company continues to offer standard Job Loss Protection. Travel Insured reimburses a covered Trip Cancellation under Job Loss Protection with cash refund up to the full trip cost.

The standard Job Loss Protection has a three-year minimum continuous employment requirement, as a trigger of coverage included in every Worldwide Trip Protector plan for those who choose not to purchase the Cancel for Work Reasons option. The upgraded Job Loss Protection benefit from Travel Insured, is included as part of the $24 optional purchase of the Cancel for Work Reasons package.

With this Cancel For Work Reasons enhancement, Travel Insured International has addressed the growing economic concern of job security.  This upgrade complements Travel Insured’s already comprehensive, existing programs that feature benefits such as:

*    Supplier default and bankruptcy protection as included triggers for Trip Cancellation coverage with most Worldwide Trip Protector plans.
*    ob Loss Protection that is applicable to all types of travel; not limited to specific suppliers or cruise travel.
*    A waiver of the Pre-Existing Medical Conditions exclusion for most Worldwide Trip Protector plans.

In addition to the one-year job trigger for Job Loss coverage, Travel Insured’s Cancel for Work Reasons package allows an insured or their traveling companion to cancel their trip due to a documented work conflict. Other reasons include: their company has been made unsuitable to do business due to a natural disaster, vandalism or burglary, because their company is involved in an acquisition in which the insured is directly involved or because of a job relocation of 250 miles or more.

Travelers and travel agents can be confident that they are receiving programs with the highest levels of travel protection available, Travel Insured says. Travel Insured also recommends travelers and agents consult with AM Best, the Better Business Bureau, and USTIA.com to ensure the company they are dealing with is financially secure.  With the enhancement to our Cancel For Work Reasons option, travelers may continue to travel relaxed, and travel secure, when they Travel Insured, the company said.



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