|Photo by Freeimages.com/Joshua Davis|
With Hurricane Danny officially the first hurricane of the 2015 Atlantic season, travel insurance comparison website TravelInsurance.com has released some top tips to share with clients on how to navigate the storm.
As a general rule, travel insurance companies mark the naming of a storm as a cutoff date to purchase policies, so consumers need to be proactive with their coverage, TravelInsurance.com said.
The hurricane season typically lasts six months and can impact some of the most popular vacation and cruise destinations including the Southeastern U.S., Cabo San Lucas, Riviera Maya and the Caribbean. During the hurricane season, tropical storms can form at any time. The right travel insurance policy can provide trip cancellation and interruption protection as a result of storm-related disruptions, TravelInsurance.com said. For example, plans may include coverage if:
- Severe weather or natural disaster causes the shutdown of air, cruise or other common carriers generally for at least 24 hours.
- The hotel or resort at the destination becomes uninhabitable due to severe weather or natural disaster.
- A trip delay causes travelers to lose more than 50% of a scheduled trip.
- A mandatory evacuation is ordered by a local government at the trip destination.
Since coverage can vary by different providers and different plans, travelers should always refer to a plan’s detailed description of coverage prior to purchase.